马尼拉退休移民是否需要退休证明?

马尼拉SRRV的投资方式有哪些?
A: 除了最常见的定期存款保证金方式(Classic、Smile等),部分SRRV类型允许用资金投资:

马尼拉房产(PRA认可项目,必须是产权明确的公寓或独栋房,土地仍为马尼拉人所有)

长期租赁项目(PRA批准的长期租赁养老社区)

PRA批准的投资项目(旅游、养老相关企业)

Q: 马尼拉退休移民资金是否需要换汇证明?
A: 是的,PRA要求资金必须通过外币汇入马尼拉银行,并由银行出具“电汇入账证明(TT Advice)”或“换汇证明”,以证明资金来源合法且来自境外。

Q: 如何避免冻结SRRV保证金账户?
A:确保账户中资金不被擅自动用(必须PRA批准才能解冻)

按时缴纳年费保持签证有效,避免违规出入境

不要将账户用于其他金融交易

Q: 马尼拉退休移民若退出项目是否可全额退款?
A: 一般可退回保证金本金,但会扣除银行手续费和未付年费。若中途因违规被取消签证,PRA可能会拒退部分资金。

🖥 申请与手续

Q: 马尼拉退休移民申请能否线上提交?
A: 部分初步申请材料可通过PRA官网或邮件提交,但正式递交、指纹采集、面谈必须到马尼拉现场完成。

Q: SRRV签证是否可以注册公司?
A: 可以。SRRV持有人可在马尼拉注册公司或投资,但土地所有权依然受限制(公司需符合外资比例规定)。

Q: 马尼拉SRRV退休移民身份证办理
A: 获批SRRV后,可向移民局申请 ACR I-Card(外国人身份证),载明持证人信息和签证类型。

Q: SRRV签证是否享有当地居民的权利?
A: 享有长期居留、投资、就读等权利,但不具备投票权、土地所有权等公民权利。

🏠 居住与生活

Q: 马尼拉退休移民可以长期租房居住吗?
A: 可以。多数退休移民选择长期租公寓或别墅,租期一般为1年,可续签。部分人会选择长期租赁养老社区(PRA项目)。

Q: 马尼拉退休移民如何缴纳电话、网络费用?
A: 可通过:

银行柜台或网上银行转账

便利店(如7-Eleven、SM Bills Payment)

手机支付(GCash、Maya)

Q: 马尼拉本地是否有中文支付系统?
A: 本地主要是GCash、Maya等电子钱包,部分大型商场和银行支持支付宝、微信支付,但覆盖不如中国全面。

🏥 医疗与养老

Q: 马尼拉哪些医院对退休移民更友好?
A: 马尼拉的 St. Luke’s Medical Center、Makati Medical Center、宿务的 Cebu Doctors University Hospital 等对外籍患者经验丰富,提供英语及部分中文翻译服务。

Q: 马尼拉是否适合高龄人士医疗照护?
A:城市地区医疗条件较好,适合一般健康管理和常见疾病治疗

对高龄重症患者而言,长期护理成本较高,且部分急救条件不如欧美

建议有商业国际医疗保险

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